Types of Conditions Covered by Short-Term Disability
There is no universal list of conditions covered by short-term disability. Generally, coverage applies to physical injuries, illnesses, psychological conditions, or cognitive challenges that temporarily disrupt your ability to work. Some examples include:
- Physical Injuries: Fractures, sprains, or recovery from surgery.
- Illnesses: Severe flu, COVID-19, or other short-term conditions.
- Mental Health Conditions: Anxiety, depression, or PTSD.
If your condition is affecting your ability to perform daily tasks, you may qualify for short-term disability benefits.