Category: Compensation
Most people are shocked to find out that Ontario insurance companies are given a $44,000 “secret deductible” when seriously injured car accident claimants are awarded pain and suffering damages. This money is taken from the total amount of non-economic damages—such as serious and permanent chronic pain or injuries to extremities—that an injured person receives. It […]
Every year, thousands of Ontarians are involved in traffic accidents. In 2020, the latest year for which statistics are available, there were a staggering 23,689 collisions in Ontario. In those collisions, 31, 538 people were injured. Tragically, 535 people lost their lives. This post is part of our series on Ontario auto insurance benefits. It […]
This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. What happens if you are a student at the time of your accident, and your injuries make it impossible to continue your program? Under section 21 of the Statutory […]
This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. There are several “key” categories of benefits which we’ve already covered (you can find links to articles on those benefits at the end of this post), but there are […]
This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. Today’s post is all about dependant care benefits (you can find links to the other posts in this series at the end of this article). What are Dependant Care […]
This is the latest in our series on what benefits you’re entitled to through your auto insurance if you’re injured in a car accident in Ontario. Today’s post is all about non-earner benefits, and you can find links to the other posts in this series at the end of this article. What are Non-Earner Benefits? […]
This is the latest in our series on what benefits you’re entitled to through your auto insurance if you’re injured in a car accident in Ontario. These are no-fault benefits, meaning that anyone involved in the crash is covered, regardless of who was at fault, or whether they were a driver, passenger, pedestrian, cyclist, etc. […]
This is the latest in our series on what benefits you’re entitled to through your auto insurance if you’re injured in a car accident in Ontario. See our previous posts on the basics of SABS, medical & rehab benefits attendant care benefits, and caregiver benefits. Today, we’re talking about housekeeping and home maintenance expenses. What are Housekeeping […]
This is the latest in our series on what benefits you’re entitled to through your auto insurance if you’re injured in a car accident in Ontario. See our previous posts on the basics of SABS, medical & rehab benefits and attendant care benefits. Today, we’re talking about caregiver benefits. What are Caregiver Benefits? If you’re the […]
When it comes to taxes, things are rarely simple and straightforward–and that’s certainly the case with the taxation of disability benefits. Here are some general guidelines. As always, your individual circumstances may vary; it’s important to consult with a lawyer and/or tax professional. Are LTD Benefits taxable? That depends on who pays the premiums. If […]