Van Dyke Injury Law Blog
This is the second post in our “Spotlight on SABS” series. In our previous post, we looked at the basics of SABS and now we’re digging into the different types of auto insurance benefits available to people injured in motor vehicle collisions in Ontario. First up: medical and rehabilitation benefits. Medical Benefits: While much of […]
This post kicks off a series on what you need to know about Ontario’s Statutory Accident Benefits Schedule, with today’s post focusing on the basics of SABS. What are the SABS? Under Ontario’s no-fault auto insurance system, anyone who is injured in a motor vehicle collision is eligible for accident benefits under a piece of […]
In our last post, we began talking about what it means to remain “compliant” with your LTD insurance policy while receiving disability benefits. This is an important topic to understand because non-compliance is a common reason that insurers cut off recipients’ benefits. Discover the first two circumstances that may result in non-compliance here, and read […]
“Non-compliant.” If you’re receiving long-term disability benefits, that’s a phrase you do not want to hear. Insurers often cite non-compliance with the terms of the LTD policy as a reason to cut off your benefits. So what can you do to prevent being faced with an accusation of non-compliance? Let’s have a look at some […]
If you have long-term disability coverage through your employee benefits, then you may be wondering about what your privacy rights are when it comes to your health and medical condition. When you are off of work on LTD, you do not need to keep in touch with your employer or keep them up to date […]
After more than a year and a half of pandemic restrictions, the prospect of being able to travel safely is a welcome one for many in Ontario. Taking a vacation for rest and relaxation or travelling to visit loved ones is something that many have been dreaming of for months. People who are receiving LTD […]
When you’re on LTD, you will deal with a variety of people who work in different positions at (or are hired by) the insurance company. We’ve talked about the importance of documenting all your communications with the insurer, but it can be overwhelming keeping track of all the various people and positions who you may […]
There’s a new player in the fight for WSIB reform on occupational disease. Earlier this fall, an alliance of workers, widows and families created the Occupational Disease Reform Alliance (ODRA). This coalition formed in reaction to news that billions of dollars in WSIB premium surplus funds would be given back to employers, rather than to […]
For most people who are receiving long-term disability (LTD) benefits, there comes a time when they’ll be asked to start thinking about returning to work. This can be a tough thing to even contemplate when your life has been dominated by disability. Even if you miss working and want to get back to normal, your […]
If your application for LTD benefits has been denied, or your benefits have been discontinued, it can be incredibly stressful. Worrying about how you’ll meet your day-to-day financial obligations is hard enough. Not knowing how you’ll meet your family’s future needs will be met is another level of stress. When you’re faced with a denial, […]