Van Dyke Injury Law Blog
Welcome back to our series on understanding workers’ compensation claims in Ontario. Today, we’re looking at psychological conditions. (You can find a list of the previously-covered topics in this series at the end of this post.) What Psychological Conditions Can I Make a WSIB Claim For ? One general category of claims is psychological conditions […]
Welcome back to our series on understanding workers’ compensation claims in Ontario. Today, we’re looking at disablements. (You can find a list of the previously-covered topics in this series at the end of this post.) What is a Disablement? Disablements are types of injuries that differ from accident-related injuries in that they have gradual onset […]
In our last post, we kicked off a series on understanding workers compensation (WSIB) claims in Ontario by talking about the main types of conditions that workers or their surviving loved ones can make claims for: accidents, disablements, psychological conditions, occupational disease, noise-induced hearing loss, and survivor’s benefits. Today we’re going to do a deep-dive […]
No one goes to work expecting that they will get hurt, but every year, thousands of Ontarians are injured or made sick by their job. Last year, more than 225,000 claims were registered, and WSIB paid out more than two billion dollars in benefits, which include health-care costs, lost wages, compensation for permanent injuries, and […]
In our previous post, we started looking at the “any occupation” test in long-term disability insurance and what it actually means. Contrary to how it sounds, being disabled from working in “any occupation” doesn’t mean you’re incapable of doing any job. As we discussed, “any occupation” means any occupation that you’re reasonably suited to by […]
Under most disability insurance policies in Ontario, the test for whether you are eligible for benefits is whether you are totally disabled from doing your “own occupation” or “any occupation”. During the first two years of being on LTD, the test of whether you’re totally disabled is whether you can do the main duties of […]
In most cases, if you lose your job while you’re disabled and receiving LTD payments, you will keep receiving your payments. But there are a few additional things to keep in mind. In our last post, we talked about when an employer can terminate an employee who’s off on LTD. Here, we continue the theme […]
Can you be fired or let go from your job while you’re off on LTD in Ontario? It’s complicated. Employers know it will not look good if they fire someone who is sick, and it’s not something most will do lightly. That said, there are circumstances in which an employer can terminate an employee who’s […]
In our last post, we talked about how important it is to be mindful of what you say when you’re in contact with your LTD case manager (also known as the claims specialist or claims manager). Being truthful, staying on-topic, and watching out for contradictions are all very important. In today’s post, we’re sharing some […]
People on LTD in Ontario are sometimes surprised to discover how much ongoing communication is required with their insurer. It’s important to understand why this communication is expected and how to best approach it. In the next two posts, we’ll share some important things to keep in mind about what, how, and when you communicate […]