Spotlight on SABS: Visitor Expenses
This is the latest in our series on what benefits you’re entitled to through no-fault auto insurance if you’re injured in a car accident in Ontario. There are several “key” categories of benefits which we’ve already covered (you can find links to articles on those benefits at the end of this post), but there are also a few other benefits that are less well known.
Individually, the costs of the examples we’ll cover next might pale in comparison to lost paycheques or paying for in-home attendant care–but they all add up. During the financially difficult time following an accident, it is important for you to be aware of all benefits you’re entitled to.
In today’s post, we will look at expenses that your loved ones may incur to support you after an accident: Expenses of Visitors.
What are Visitors’ Expenses?
This type of benefit is described in section 22 of the Statutory Accident Benefits Schedule (also known as SABS). In short, if your loved ones incur costs to visit you during your treatment or recovery, they can apply to have those expenses reimbursed.
Those visitors could be:
- Your spouse, children, grandchildren, parents, grandparents, brothers and sisters.
- An individual who was living with you at the time of the accident.
- Someone who has demonstrated a settled intention to treat you as a child of their family.
- A person that you’ve demonstrated a settled intention to treat as a child of your family.
The following types of visitor expenses may be eligible:
- Travel (mileage, taxi, airfare, car rental, etc.)
- Parking
- Meals
- Hotels
You will need to include a receipt/invoice for all expenses.
How Much Can I Claim in Visitor Expenses?
There is no dollar limit on how many visitor expenses can be claimed, but they must be deemed “reasonable and necessary.” An experienced car accident lawyer can help you determine which expenses are likely to meet that criteria.
Is There a Time Limit to Claim Visitor Expenses?
These expenses will be payable up to 104 weeks after the accident, unless your injury was catastrophic. If your injury was catastrophic, there is no time limit.
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This article is part of our series on Ontario no-fault auto insurance benefits. Previous posts cover: